Buying a property is a rather big deal, which is why you should be sure that you are able to afford it before you end up running into debt. Owning your own home is a very rewarding experience, but there are usually some obstacles along the way. Follow the steps below to be sure that …
Where starter homes in quiet suburbs used to be the norm when it came to first buys for working professionals and young couples, it seems like J.G. Ballard’s 1975 novel, High Rise, may have predicted the future of residential development accurately. More and more individuals and families alike are choosing to opt for sectional title …
Finding a holiday home isn’t as simple as choosing your favourite holiday spot and packing your bags. With the festive season around the corner, the urge to buy a holiday home may be rising, but a decision like this demands time and careful consideration. Let it simmer. This is not a holiday – this is …
Investing in a property can be one of the best decisions you make. It is also one of the investments you need to consider most carefully to make sure you continue reaping its benefits when the market shifts. The key to an informed purchase and continuing growth is keeping up to date with the property …
Don’t be tied to your home loan interest rate. Negotiate a lower interest rate from day one. If the home loan application is structured correctly, a lower interest rate can be negotiated from day one. For the home loan application of Charles, neither the estate agent, mortgage originator or the four major financial institutions considered …
There is increasing optimism in Africa with the African Continental Free Trade Agreement (AfCFTA) gaining significant momentum and Africa being home to amongst the fastest growing economies in the world. This is according to TC Chetty, RICS Country Manager for South Africa, who says Nigeria finally signing AfCFTA at the African Union (AU) Special Summit …
What is black tax? Wealth creation is elusive when one earner supports many. This is the current dilemma faced by many young black South Africans when it comes to Black Tax. Black Tax is a term coined by many to define financial support to extended family within black communities. Head of Financial Education at Old …
EAST AFRICA – THE ENGINE OF GROWTH FOR THE CONTINENT! With South Africa’s economy in the doldrums and the largest economy on the continent, Nigeria, (population 190 million), struggling to reach 2% growth, the focus for international trade and investment should justifiably move to East Africa. Combining the countries of Ethiopia, with a population of …
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You must have the financesYour financial house needs to be in order. Have emergency funds available, no consumer debt and your retirement savings automated on a monthly debit order.Real estate is an expensive investment, so you need to have cash on hand for a down payment, or simply buy the property outright and have reserve …
The fallout of Brexit could boost Bitcoin and other cryptocurrencies. The decline of the Pound and UK assetsAfter former Brexit Secretary Dominic Raab was eliminated in the second round of voting, the remaining five candidates took part in a live televised debate. Unsurprisingly, Brexit dominated Tuesday evening’s debate between Boris Johnson, Jeremy Hunt, Michael Gove, …